Most Americans would be horrified to learn that the majority of their mortgage payments tend to go toward interest. Although interest rates are at record lows, payments made during the first five to seven years of a typical thirty year mortgage practically all go to pay off interest. Since Americans statistically move or refinance their mortgages every five years, they start the whole mortgage cycle, paying into interest over and over again. No matter how low the rate of interest may seem on paper, the actual volume of interest paid is astronomical.

My IBC Coach can show you how to utilize the Infinite Banking Concept so that your policy can be structured to pay off your mortgage, recapture all the interest that you were paying to your mortgage company, and still qualify for the tax deduction.